Germania Select Insurance Company
Evaluate Texas Auto Insurance by Germania Select Insurance Company
Total Policies
103,828
(2023)Total Complaints
143
2018-PresentConfirmed Complaints
14
2018-Present2023: 1
Complaint Index
0.17
Resolution Time Distribution
41
Under 30 Days32
30-60 Days35
60-90 Days35
Over 90 DaysComplaint Sources
Monthly Auto Insurance Complaint Trends
Auto Coverage Type Analysis
Coverage Type | Complaints | Resolution Time |
---|---|---|
Individual Private Pass | 139 | 69.0 days |
Business Auto | 2 | 57.0 days |
Truckers Policy | 0 | 0.0 days |
Other | 2 | 115.0 days |
Resolution Success Factors
What Makes a Successful Claim?
- Complete documentation improves success rate by 40%
- Early reporting (within 24 hours) speeds up resolution
- Regular follow-up reduces resolution time by 25%
- Written communication maintains better record
Best Practices
Photos, videos, and written records
Within 24 hours of incident
Every 5-7 days on open claims
All communication and expenses
Recent Complaints & Resolutions
Date | Type | Coverage | Resolution | Time | Status |
---|---|---|---|---|---|
Sept. 25, 2024 | Customer Service | Automobile | Information Furnished; Additional Monies Received; Corrective Action Taken | Pending | Confirmed |
Aug. 20, 2024 | Customer Service | Automobile | Contract Language/Legal Issue; Information Furnished | Pending | Not Confirmed |
Aug. 20, 2024 | Customer Service | Automobile | Information Furnished; Question of Fact; Company Position Upheld | Pending | Not Confirmed |
July 10, 2024 | Claim Delays | Automobile | Question of Fact; Company Position Upheld; Information Furnished | Pending | Not Confirmed |
July 8, 2024 | Claim Delays | Automobile | Information Furnished; Question of Fact; Additional Payment Expected | Pending | Not Confirmed |
May 20, 2024 | Claim Delays | Automobile | Information Furnished | Pending | Not Confirmed |
April 11, 2024 | Claim Delays | Automobile | Information Furnished | Pending | Not Confirmed |
April 11, 2024 | Settlement | Automobile | Claim Settled; Information Furnished | Pending | Not Confirmed |
March 8, 2024 | Settlement | Automobile | Company Position Upheld; Additional Payment Expected; Contract Language/Legal Issue | Pending | Not Confirmed |
Feb. 26, 2024 | Customer Service | Automobile | Contract Language/Legal Issue; Corrective Action Taken; Claim Settled | Pending | Confirmed |
Feb. 20, 2024 | Claim Delays | Automobile | Additional Payment Expected; Information Furnished; Additional Monies Received | Pending | Not Confirmed |
Feb. 16, 2024 | Claim Delays | Automobile | Question of Fact; Additional Payment Expected | Pending | Not Confirmed |
Feb. 13, 2024 | Claim Delays | Automobile | Question of Fact; Additional Payment Expected | Pending | Not Confirmed |
Feb. 2, 2024 | Claim Delays | Automobile | Information Furnished; Question of Fact | Pending | Not Confirmed |
Jan. 18, 2024 | Claim Delays | Automobile | Question of Fact; Contract Language/Legal Issue | Pending | Not Confirmed |